Construction Guarantee | Investor Relations | Financial Highlights

(Unit: million KRW)

Income statement
Revenue			Expenses
Account	Amount	Weight	Account	Amount	Weight
1. Operating income	377,299	60.7%	1. Operating expenses	406,666	78.1%
Guarantee fees	251,196	40.4%	Administrative management expenses	132,001	25.3%
Loan interest	41,263	6.6%	Bad debt expenses	182,717	35.1%
Leasing revenue	11,032	1.8%	Transfer to reserve for guarantee claims	29,139	5.6%
Golf course leasing revenue	3,020	0.5%	Provision for customer points	2,469	0.5%
Education business revenue	862	0.1%	Mutual aid payment costs	60,340	11.6%
Mutual aid business revenue	69,926	11.2%
2. Non-operating income	244,478	39.3%	2. Non-operating expense	98,560	18.9%
Deposit interest	17,199	2.8%	Contribution charges	7,107	1.4%
Securities interest	52,135	8.4%	Loss onshort-term Trading Securities	204	0.0%
Financial investment income	1,275	0.2%	Loss on Deruvatives	90,246	17.3%
Dividend income	26,920	4.3%	Loss on Disposal of Available -for-sale Securities, etc.	1,003	0.2%
Equity method gain, etc.	146,949	23.6%
			3. Corporate tax expense	15,800	3.0%
			Total expense	521,026	100.0%
			Net profit for the year	100,751
Total Revenue	621,777	100.0%	Total	621,777